Stock Markets Exposed

Help! What are good investments today? I want only to keep the value of my money...?

Help, I am losing all my hard earned savings! My portfolio: 30% in cash. Interest rate is lower than inflation so cash steadily loses its value. Add dollar's slide abroad and you have over 10% loss p.a. 10% in Icelandic currency that yields 15%. Perhaps the interest rate is higher than inflation but in the last two weeks alone that currency lost 20% to US$! Experts are saying it will drop further. 15% in stocks. Invested in an index fund which is now down 10% in dollar terms (20% real terms). And I read that stocks are still over-valued. 5% in gold and oil through a forex broker. Volatility is so high that my deposit got wiped out twice even though commodities are going up long term. They are now very expensive, should I still hold them and hope to make up the loses? 40% in property. I purchased it a year ago in cash, no mortgage. It's value is dropping since then in $ terms and in real terms even more... Seems there are no good investments there days. How come?

Public Comments

1. The global economy is currently in a downward spiral so that is why it is hard not to lose money. When the market is like this you have to due diligence or patience. Either just sit and ride out the market until the next upswing or really go after the few cookies there are. I have pulled out all my investments except my 401k, (that would be stupid) and am looking at buying some bottom feeding real estate and renting. I am buying a brand new house 1800 sq ft. house in a growing area for 60K. When the market starts returning I will sell and hopefully have some equity. Wish I had better news for you.
2. To be honest you have some sound investments already and I should take some of your investments as my own. Dont let emotions drive your investments. How could I just have one stock, an online savings account, and some other conservative investments and dont feel as worried as you? You just have to ride it out....I'm paying off a big debt that will put extra money in my pocket instead of the banks.