Stock Markets Exposed

More effective way to make money, stock market or CD?

Public Comments

1. You have the potential for bigger returns on the stock market, but also more risk. CDs have lower returns but also lower risk. So the answer would depend on how much risk tolerance you have -- how much of what you invest could you stand to lose?
2. If you invest in a mutual fund that mirrors the Standard & Poor 500, you'll do much better than with a CD. That's assuming you keep the money invested for several years.
3. Let me put it in terms I think will resonate the loudest with you....................The stock market = Yankees, CD's = Red Sox, the stock market is the big winner over time, but every 5 years or so when it hits major corrections/bear tracks...like in recent decades with banks, tech, now housing, CD's are the place to be, but it doesn't last long :o)
4. Your first option should be to fund fully a retirement account. If you do this, and you have extra cash, then one of the best things you can do is open a DRIP Plan. Go to : low-cost-stock-recommendations .com Click on the "DRIP's" Button on the Navigation Bar These powerful investment plans are seldom talked about because brokers make very little money when they suggest them. Yet, they have proven to be one of the best, if not the best, long-term strategy on Wall Street. They are perfect for small investors, as well as big investors. They are safe and allow you to not care about whether the market is going up or down. They are a must for any serious investor. If you decide you are interested in DRIP Plans, click on the advertisement on the same page "$4 to purchase stocks". This will answer your next question, which is, How do I get started? and what is the least expensive way to get started? I strongly recommend looking into it. They are great plans. Good Luck